Refinance your auto loan with First Tech and start saving immediately

Fill out a short application to lock in your low fixed rate. A letter and/or email was sent to you with your pre-approved rate and full offer details. Apply in minutes and claim your unique, limited-time offer1 or call 855.855.8805.

Take advantage of this special offer to take up to a 90-day break from payments2 and lock in a new low monthly payment.

GET STARTED

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT(1-888-567-8688). See PRESCREEN AND OPT-OUT NOTICE below for more information about prescreened offers.

1Pre-Approved Credit Offer:

You have been pre-approved to refinance your existing auto loan with First Tech Federal Credit Union. You received this offer because you meet First Technology Federal Credit Union initial credit worthiness criteria. If your credit worthiness materially differs from the information used during our pre-approval process, or you are unable to meet our product guidelines, First Tech reserves the right to decline your application. Maximum total monthly debt payments-to-Income percentage of 50% applies. Higher than 50% may result in First Tech declining your application.

Product Guidelines: New Auto loan is defined as current and previous year models. Used Auto loan is defined as models 2-10 years old. The vehicle may not have over 150,000 miles and loan-to-value guidelines apply.

Membership Qualification: Even though you are approved for the loan, Credit Union membership is required and subject to approval.

The Offer and/or Loan Options: APR = Annual Percentage Rate. The monthly payment is an estimation and will vary depending on the final loan amount that is being refinanced.

Loan Term Minimums:
12-60 Month Term: Minimum of $1,000
61-72 Month Term: Minimum of $5,000
73-84 Month Term: Minimum of $20,000

2Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.


PRESCREEN AND OPT-OUT NOTICE PRESCREEN AND OPT-OUT NOTICE: You received this “prescreened” offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll-free at 1-888-5-OPTOUT (1-888-567-8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Inc., Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion, Name Removal Option, P.O. Box 505, Woodlyn, PA 19094; Experian, Opt Out, P.O. Box 919, Allen, TX 75013.