We’re like a bank, but better
The “credit union difference” is more than just a slogan. As a credit union, we answer to you – our 500,000+ member owners, who benefit collectively from great rates, personal service, and the same dedication to security, technology and convenience you expect from a major financial institution.
  • Did you know? First Tech is the 6th largest credit union in the nation
  • Money Magazine and Bankrate compared us to 140 banks and credit unions and gave us top honors
  • We are located just about everywhere you want to bank, with 40 First Tech locations and over 5,000 shared branch locations* nationwide
  • Access nearly 30,000 surcharge free ATMs*
  • Deposits are federally insured up to at least $250,000 by the NCUA

We geek out about a lot of things – digital tools, security, and member experience
  • Our award-winning mobile app and online banking give you access to your money everywhere you go
  • Send and receive money quickly and securely with Zelle®, all from within our mobile app
  • Make purchases easily and securely with digital wallet options
  • Online banking, billpay and e-deposit 24/7
  • Dedicated 24/7 support at 855.855.8805
  • Around-the-clock fraud monitoring
  • Secure web encryption

Grow with us
When we do well, you do well. That’s the power of being a First Tech member.

Open Dividend Rewards Checking Account
Open Savings Account
Discover First Tech

Compare our rates
Compare our rates to the big banks to discover how much more you can earn in a year when you deposit your money with First Tech:

$10,000 $25,000 $50,000
First Tech Best of
First Tech Best of
First Tech Best of
Checking of
1.58% APY1
$159 $0 $166 $0 $203 $0
Savings of
0.10% APY2
$10 $4 $25 $10 $50 $20
$50 $4 $150 $10 $301 $20

Open Dividend Rewards Checking Account
Open Savings Account
Discover First Tech

*By selecting this link you will enter a website that First Tech does not control. We have provided this link for your convenience but we’re not responsible for the content, links, or the privacy or security of this website.

1APY=Annual Percentage Yield. Effective 9.1.18. Estimated earnings are based on the APY and assume you do not withdraw funds during the period. For new members, opening a Membership Savings Account with a deposit of $5.00 is required prior to opening any other type of account.

First Tech Dividend Rewards Checking has the following tiered APYs on qualifying accounts. Balances between $.01 and $10,000 earn 1.58% and 0.16% paid on balances above $10,000 each calendar month the minimum qualifications are met. Minimum opening balance $0.01. To earn Qualified APY, the following requirements must be met: (1) make 12 debit card purchases (2) have one direct deposit or ACH withdrawal, and (3) receive electronic statements. Qualifying transactions must post to your account prior to the last day of the month. If you do not meet qualification requirements, your account will still function as a free checking account earning the Non-Qualified APY of 0.05%; however, you will not receive ATM rebates for that calendar month.

2Carefree Savings has a fixed APY on all balances of 0.10% and a minimum opening deposit of $0.01.

3First Tech Instant Access Savings variable tiered APY on minimum balances of $0.01 for 0.05%, $2,500 for 0.35%, $10,000 for 0.50%, $25,000 for 0.60%, $100,000 for 0.70%, $250,000 for 0.85%, $500,000 for 0.95%, $750,000+ for 1.10% and a minimum opening deposit of $5,000.

4Interest Rates for National Retailer accounts by deposits based on the rates of the following balances: $10,000, $25,000 and $100,000 as of 9/1/2018, financialintelligence.informa.com*, Informa Research Services, Calabasas, CA. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.

Dividends are considered interest and may be reported on IRS form 1099 INT. Rates may be subject to change at any time. Terms and conditions may apply.