The Markets We Compared

Your state of residence determined which financial institutions we used to compare and calculate your personal estimated savings. We purchased data from Informa Research Services, Inc. as of 11.23.15 for the four primary market areas where our collective membership resides. If you live in a state other than California, Colorado, Oregon or Washington, we used the average product rates and fees of all market areas.

Your State of Residence

Market Area We Used to Calculate Your Savings

California

Colorado

Oregon or Vancouver, Washington

Washington, except Vancouver

All Other States

Bay Area, CA

Denver-Aurora-Lakewood, CO

Portland--Hillsboro, OR & Vancouver, WA

Seattle-Tacoma-Bellevue, WA

Average rates and fees of the four market areas listed above

The Financial Institutions We Compared

We used many financial institutions in our comparisons, but actual comparisons vary by market area based upon where each bank conducts business. The list of financial institutions includes:

Mortgage

Axia Home Loans

Bank of America

Bank of Colorado

Bank of the West

Banner Bank

BBVA Compass

Caliber Home Loans

Capital One N.A.

Carrington Mortgage

Cash Call Mortgage

Cathay Bank

Charles Schwab

Chase

Cherry Creek Mtg Co Inc.

Citibank

CitiMortgage

Colorado Business Bank

East-West Bank

Everbank

Evergreen Home Loans

First Federal

First Northern Bank

First Republic Bank

FirstBank of CO

Fremont Bank

Guaranteed Rate

Guild Mortgage

HomeStreet Bank

HSBC

HSBC Premier

Impact

KeyBank

Keypoint

Loan Depot

Logix

Morgan Stanley

Mountain West Bank

Northern Trust Bank

Pacific Western Bank

Peoples Mortgage

PHH

PNC - CA-SF

PNC Mortgage

Prime Lending

Prospect Mortgage

Provident Funding

Quicken Home Loans

Rabobank

SunTrust

Tri-Counties Bank

UBS

Umpqua Bank

Union Bank

Universal American Mtg

Universal Lending

US Bank

USAA FSB

Washington Federal

Washington Federal Bank

Washington Trust Bank

Wells Fargo

Wells Fargo Bank


Consumer Loans

Credit Card

Deposits

Bank of America

Bank of Colorado

Bank of the West

Chase

Citibank

Columbia

First Republic Bank

KeyBank

Pacific Western Bank

Umpqua

Union Bank

US Bank

Washington Federal

Washington Trust Bank

Wells Fargo Bank

American Express

Bank of America

Barclays Bank

Capital One

Chase

Citibank

Discover Card

US Bank

USAA Bank

Wells Fargo Bank

Bank of America

Bank of the West

Banner Bank

BBVA Compass

Chase

Citibank

City National Bank

Columbia

First Republic Bank

FirstBank of CO

KeyBank

Silicon Valley Bank

TCF National Bank

Umpqua Bank

Union Bank

US Bank

Washington Trust Bank

Wells Fargo