You’ll find everything you want—and more—with the Choice Rewards World Mastercard® from First Tech.

  • Introductory 0.00% APR* balance transfer for 12 months
  • 20,000* bonus rewards points when you spend $3,000 in 2 months
  • No annual fee, no balance transfer fee, no foreign transaction fee*

And if that isn’t enough…

  • Double rewards points on everyday purchases—like groceries, gas, electronics, household goods and more
  • Plus, features like Chip and PIN authentication, Zero Fraud Liability protection, and access to a variety of digital wallets

Get the card the gives you more.


Check Rates


Terms & Conditions

*Balance transfer Annual Percentage Rate (APR) of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR between 11.24%–18.00%. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.

To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.