Rates as low as
2.55% APR1
2.55% APR1
Straightforward fixed rates and Student Loan Specialists to help you
Whether you’d like to pay off your loans faster to save on overall interest, or you’d simply like to lower your monthly payments to free up cash for other things, we have plans that can help and experts to walk you through the details. Explore your options with one of our Student Loan Specialists and see how much you can save.
Check your rate now without affecting your credit2
Why refinance your student loans with First Tech?
- No application fees, origination fees or prepayment penalties
- Flexible loan terms: 5, 7, 10, or 15 years
- No payments for up to 90 days3
- Many ways to join First Tech
- Debtsafe® loan payment protection – (Optional) Protect your loan payments and your family from unexpected events
- No-cost, no-obligation consultation by calling 888.422.5680
Get a great loan, plus membership at a top national credit union
To get a First Tech loan, you must be a member of First Technology Federal Credit Union. First Tech is a member-owned, full-service financial institution with all the products and stellar mobile and online services you would expect from a top national bank. Joining is easy. Just answer a couple questions on the membership page of the loan application. If you aren’t sure how to qualify as a member or have any questions at all, call us at 888.422.5680 and we’ll be happy to help.
To get a First Tech loan, you must be a member of First Technology Federal Credit Union. First Tech is a member-owned, full-service financial institution with all the products and stellar mobile and online services you would expect from a top national bank. Joining is easy. Just answer a couple questions on the membership page of the loan application. If you aren’t sure how to qualify as a member or have any questions at all, call us at 888.422.5680 and we’ll be happy to help.
1 Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.
2 Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.
3 Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.