Open a Choice Rewards World Mastercard®, spend $2000 in the first 2 months, and you’ll receive 10,000 Bonus Rewards Points1. It’s that easy. You can redeem your bonus points in a variety of ways, including:

  • $100 cash
  • $100 statement credit
  • $100 gift card to
  • Use toward travel on major airlines including Alaska Airlines, United Airlines, Virgin America, American Airlines, Delta, Hawaiian Airlines, and more!

Plus, you’ll earn 2 Rewards Points1 for every $1 spent on:

  • Groceries
  • Gas
  • Electronics
  • Medical
  • Household goods
  • Telecommunications
…and 1 Reward Point per $1 spent on everything else!

Need to transfer a balance? Enjoy a 0% introductory APR on balance transfers for 12 months3 from the date of each transfer, 10.49%–18.00% APR thereafter.

With low rates2, no annual fee, no foreign transaction fee, and no balance transfer fee, this may be the simplest, most rewarding card you’ve ever owned.

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Current Rates and Terms

1To qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.

2APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. As of March 1, 2017, the APR range is 10.49%-18.00%. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply.

3Balance transfer APR of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR between 10.49%–18.00%. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.