First Tech Members: earn up to $1,0001 with First Tech

Join us at our new Cedar Hills Crossing Experience Center to take advantage of this special $1,0001 offer.

Here's how it works. Combine a new checking account, new direct deposit, and new credit card to stack up cash bonuses and rewards. Simply open your accounts or enroll in the Direct Deposit Bonus at our new Cedar Hills Crossing Experience Center, located on the corner of Jenkins and Cedar Hills.

This offer expires February 28, 2019 and is not available online. See complete terms and conditions below.




1Offer expires 02.28.19. Offer may only be redeemed at the Cedar Hills Crossing Experience Center. New accounts must be opened in-branch. Individuals may participate in any of the bonus offers. Bonus offers are not valid for multiple accounts. This offer may be combined with any other offer at First Technology Federal Credit Union (“First Tech”). New accounts must be personal accounts only. Fiduciary, Trusts, Business, or Organizations are not eligible. Must not have had a checking account within the last six months to qualify. For new members, opening a Membership Savings Account and an initial deposit of $5.00 is required prior to opening any other type of account. Any qualifying bonus awarded will be deposited to your Membership Savings account at month-end after all criteria are met. Account must be in good standing (not in default, closed, or otherwise not in good standing). Dividends are considered interest and may be reported on IRS form 1099 INT.

2To qualify, at least $1,500 must be deposited within 30 days of account opening to qualify for $100 bonus, at least $5,000 must be deposited within 30 days of account opening to qualify for $250 bonus, and at least $15,000 must be deposited within 30 days of account opening to receive $500 bonus. 2.00% APY on $15,000 is $300. New money must be deposited from a source outside First Tech. Transfers between First Tech accounts or its affiliates will not qualify. All funds must remain in the qualifying checking account for 90 consecutive days after the 30 day funding period.

3New direct deposit must occur at least once a month from an employer payroll, retirement/pension distribution, or Social Security Administration. Any ACH which is not a direct deposit does not qualify. Initial, new direct deposit must take place within 60 days of enrollment. New or existing recurring monthly minimum direct deposit amount must increase by a total of $250 for a $100 bonus, $1,000 for a $150 bonus, and $2,000 for a $200 bonus. At least two recurring direct deposits must be completed within 90 days of enrollment.

APY = Annual Percentage Yield. Effective 11.01.18 a qualified Dividend Rewards Checking (DRC) account has the following APY for balances $0.01 to $15,000 for 2.00%, $15,001+ for 0.20%. Non-qualified DRC accounts will earn 0.05% on all balances. To earn the DRC APY, you must meet the following required qualifications per monthly cycle: Make 12 debit card transactions. Have 1 direct deposit or ACH withdrawal. Be enrolled in electronic statements. Qualifying transactions must post to the account prior to the last day of the month. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. If the requirements per qualification period are not met, the dividend rate and corresponding APY earned will be the non-qualified rate of 0.05%. Carefree Checking is a non-dividend earning account and First Checking Plus earns 0.05% APY on all balances. Health Savings Accounts do not qualify. Accounts are subject to approval. Rates may be subject to change at any time. Terms and conditions apply.

4To qualify for the 30,000 Rewards Points bonus on a new OdysseyTM Rewards World Elite Mastercard®, purchases totaling $3,000 must post to account within 90 days of account opening. 30,000 points equals $300 cash value. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges, or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. A $75 annual fee applies to the OdysseyTM Rewards World Elite Mastercard® and is waived for the first year. Offer is subject to credit qualifications. Rates subject to change. Terms, conditions, and some restrictions may apply.

5To qualify for the 20,000 Rewards Points bonus on a new Choice Rewards World Mastercard®, purchases totaling $3,000 must post to account within 60 days of account opening. 20,000 points equals $150 cash value. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges, or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Offer is subject to credit qualifications. Rates subject to change. Terms, conditions, and some restrictions may apply.